People looking to improve their credit scores will explore a variety of strategies to do so — but divorce isn’t usually among them.
Even so, a survey of divorced consumers showed that people often saw their credit scores improve after a split, with nearly 30 percent reporting what they considered a significant jump. The Credit.com Divorce and Credit survey collected responses from 526 divorced adults of varying age, income level, educational background and location. While not nationally representative, the results offer an interesting look at how personal finances play into and change after a divorce.
While not everyone shares the details of their financial lives with their spouse, the survey sample shared some interesting insights into how couples perceive their credit scores and their partners’ scores. In every couple, you’d expect to see one person with a higher credit score and one with a lower score, but how couples perceive each other’s credit is quite different.
Original Source: http://www.lifehealthpro.com/2014/02/13/divorce-can-improve-credit-scores?t=life-planning-strategies
When it comes to getting a divorce there is nothing easy about it. Every detail of the process can seem overwhelming but when it comes to hiring a divorce attorney it doesn’t have to be. This is the person that you will turn to and rely on as your progress through the divorce process. Your divorce attorney is the one that will fight for you and your rights when it comes to everything from child custody to who is the rightful owner of the lamp you were given by some obscure relative when you were married 12 years ago.
You can imagine the decision to hire an attorney should be more of a process than scanning through the yellow pages to find the biggest ad. You will also not that hiring a divorce attorney is not a simple as calling up the firm that helped draw up your will. You will need to do some research into local family law lawyers and find one that is experienced in divorce and mother’s rights. When you hire a family law attorney you are hiring an individual that has significant trial experience and has passed several rigorous law exams to become specialized in the field. A board certified family law specialist is the only type of attorney to hire to handle the ins and outs of your divorce.
You will know that you have found the right attorney to handle your divorce during your first consultation. If you meet with an attorney that can’t speak to you in plain English that is not the attorney for you. The divorce attorney you want representing you can speak to you in plain English and does not get overly involved in the technical jargon to speak to you about your case and how it will proceed. Right away you will know if the individual is someone you can talk freely with, if you are comfortable with them and if they are trust worthy. During a divorce many personal and intimate details about your marriage are displayed. You will want to make sure your attorney is someone that you can openly speak with and get answers that you understand.
When you are going through a divorce and you have children involved it is especially important that you find an attorney that will be looking out for your best interest as a mother. Divorce attorneys for moms are attorneys that have trained to fight for mother’s rights in divorce, child custody and support issues. They will understand that your children’s best interest is what is at hand and will pursue reasonable child custody and support agreement.
When it comes to negotiating the terms of your divorce and child custody arrangements the model family law attorney will be available to you, will be a great problem solver and will work well in negotiations between you, your ex and the court. Even if you and your spouse plan to mediate and come to an agreement outside of the jurisdiction of the court it is important to note that the best laid plans are often just that plans. When hiring attorney representation you are hiring not only someone able to mediate for your best interest but someone that in the end if necessary will stand representing you in a divorce trial if needed.